Hi guys,
I would like to ask for any tips or suggestions from those who has experience on where to get a loan for medical use. My dad is in need of a heart bypass operation so I'll be needing roughly 800K for the hospital expenses. I have read/received SMS of numerous bank offerings from agents but I would like to ask for hands-on experiences to avoid possible pitfalls along the way. It would also be helpful to know more options on loaning as well and other info in general.
My sincere thanks to everyone.
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so sorry to hear that brader, hope things go well...
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Sorry to hear this brother ... I hope all things sail smoothly.
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Bro I suggest you inquire directly to the bank so that they can provide you with details/options available. I think BDO is offering loans for medical emergencies.
I feel sorry that your Dad have to go through this. I wish him well.
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Thanks for the concerns guys. I'll check on BDO regarding the medical loan. Thanks again.
Re: Recommended Loan Bank or Source
Thanks for the concerns guys. I'll check on BDO regarding the medical loan. Thanks again.
sir not sure about medical loans but loans without collateral are absolutely those with the highest interest rates. check all loan types available sa bank including those that will allow you to use collateral.
For housing loans and general loans, i have moved ours to hsbc kasi sa mga na check namin sila ang lowest.
Sorry about your dad.
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Thanks for the heads up Earl8.
With a bad credit history to get a Bank loan is unrealistic. I now also need money and looking for a way to solve my problem.
I also have a bad credit history and I have long realized that going to the Bank for the purpose of lending is useless.
Cooperation with banks is rather difficult today. If you had some problems, you'd be faced with many checking for getting a new loan. Many banks use Chexsystems. It's the special software for banks which save all information about customers in their financial life. Even if you currently have no any loan, you can be refused in cooperation.
Credit history of client and the data in ChexSystems are different. Credit history data is just the fixation of your payments and the time during which you make it. If you are responsible citizen and you pay in time after taking a loan, your credit history is good. Then you can use the facilities of banks again and take a new loan. But if you want to open a new account in new bank, they ussually check your data and decide if you bring some risks for certain bank. Other word ChexSystems is more complete checking. You can deaply read about it here https://chexsystemsrelief.com/non-chexsystems-banks/ and find a bank which doesn't use Chexsystems
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